Being a pawrent is no joke. It can be challenging—tough, even—and very expensive, too. Vaccinations, checkups, dog food, vitamins, and toys are just some of the things you need to set a budget for when you have a pet.
But it’s also hugely rewarding. Dogs provide companionship and comfort, as well as a sense of emotional wellbeing thanks to the unconditional love they give.
The Philippines has one of the highest dog populations in the world at 11.6 million as of 2020. What’s more, the Philippines have the highest rate of pet ownership among the Southeast Asian countries at 83%, led by dog owners at 67%. In the course of the pandemic alone, the interest of Filipinos in owning pets grew 88% compared with 2019 figures.
With the continuous growth of the pet industry, a big chunk of this is limited to grooming, nutrition, and the like. With a limited option for health care, pet owners are constantly challenged financially in order to provide for the medical needs of their fur babies.
This is the inspiration behind Cebuana Lhuillier’s Pet Insurance, a microinsurance product especially made for fur babies. This insurance product is expected to serve as a welcome respite for dog owners saddled with large veterinary bills for checkups, procedures, and medical emergencies.
Pet Insurance Basic—which costs as low as P1,100 or P3/day for one year—provides reimbursement from any veterinary treatment or confinement in a vet hospital in the event of an accident or disease, as well as burial assistance in case of death.
It also offers a liability coverage feature for when the insured dog causes damage outside the owner’s home.
Meanwhile, owners are also insured for personal accidents for up to P25,000.
Purchasing and enrollment
Ready to insure your fur baby? Here’s what you need to know:
- Choose between Cebuana Lhuillier Pet Insurance Basic (Lazada, Shopee) and Cebuana Lhuillier Pet Insurance Prime (Lazada, Shopee).
- Before checking out, fill out the application form for evaluation and approval.
- Once application is approved, tap “Buy Now.” Check out and place order.
- You will receive an electronic copy of the Confirmation of Cover (eCOC) via email.
- Keep a copy of email confirmation/eCOC as proof in filing a claim.
For inquiries, you may call Cebuana Lhuillier Insurance Brokers hotline 8895-1093 or email insurance_support@pjlhuillier.com.
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