• August 2, 2026

Every Christmas, we tell ourselves we’ll be more creative with gifts—only to end up giving mugs, socks, or scented candles (again). But what if this year, you could give something that truly wows—without breaking the bank?

Imagine gifting your parents a new fridge, your sibling a sleek phone, or your cousin a laptop for as low as P20 a day. Sounds like a holiday miracle? Home Credit Philippines (HCPH) is making it happen with The Great Double Zero Festival.

With zero down payment, 0% interest, and installment plans of up to 24 months, you can finally tick off your gift list without the stress. From must-have gadgets to home essentials, there’s something for everyone—because this year, your gifts should be as special as the season itself.

Appliances for a merrier home

  • Condura 8.2cu ft Inverter Refrigerator. Keep food fresh and energy use efficient for just P25 per day or P749 per month for 18 months, retailing at P18,601.
  • Devant 55-inch 4K UHD Smart TV. Make family movie nights merrier for P30 per day or P909 per month for 18 months, retailing at P22,313.
  • Panasonic 8.6cu ft Inverter Two Door Refrigerator. A reliable, energy-saving upgrade for P28 per day or P839 per month for 18 months, retailing at P20,600.

Gifterrific gadgets

  • Xiaomi Redmi Note 14. A sleek, reliable phone for P26 per day or P769 per month for 9 months, retailing at P9,499.
  • vivo V50 Lite 4G. A stylish smartphone for just P20 per day or P599 per month for 18 months, retailing at P13,999.
  • Honor Pad 9 with keyboard. A multitasking tablet for work or play at P26 per day or P769 per month for 18 months, retailing at P17,999.

Holiday hustle-ready laptops

  • Acer Aspire Lite. Reliable performance for P50 per day or P1,499 per month for 18 months, retailing at P36,999.
  • Asus TUF A15. A powerful all-rounder for P62 per day or P1,869 per month for 18 months, retailing at P45,999.
  • Lenovo LOQ. A top-tier powerhouse for P79 per day or P2,359 per month for 18 months, retailing at P57,995.

The Great Double Zero Festival runs until December 31, available at over 18,000 partner stores nationwide. Apply in-store with just one valid ID and get approval in as fast as one minute, or get pre-approved through the Home Credit App via Google Play, the App Store, or Huawei AppGallery.

To check available products and store locations, visit shoppingmall.ph

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