• May 11, 2026

Protecting your family shouldn’t be complicated. Palawan ProtekTODO Critical Illness Insurance makes it easy.

Unlike traditional insurance, it removes confusing terms, high premiums, and long processes. ProtekTODO provides a lump-sum payout to cover medical expenses, lost income, and other urgent costs, giving families real financial relief when they need it most.

ProtekTODO is designed to be affordable, easy to understand, and accessible, providing coverage for three of the illnesses that hit Filipino families the hardest: heart attack, stroke, and cancer. Data from the World Health Organization and the Philippine Statistics Authority show these remain among the top causes of death in the country. By offering financial support at the moment it’s most needed, ProtekTODO helps families handle medical bills, safeguard their savings, and avoid borrowing in times of crisis.

“We see a real gap in coverage for serious illnesses like heart attack, stroke, and cancer. Many Filipinos only think about the financial impact when a medical emergency already happens, leaving them vulnerable to sudden and overwhelming costs,” said Karlo M. Castro, President and CEO of the Palawan Group of Companies.

“ProtekTODO is our way of saying that no Filipino, no matter their socio-economic standing, should have to face critical illness alone or unprepared. By simplifying the process and bringing protection closer to where people already are, we hope to empower more families to take that first step toward financial security,” he shared.

ProtekTODO offers a 100% lump-sum cash benefit when a covered illness is diagnosed, whether early or advanced. Policyholders can use the money for medical treatment, lost income, or urgent household needs. Coverage is available for Filipinos aged 18 to 60, with one full year of protection per policy.

To suit different needs and budgets, policyholders can choose between two straightforward options. The Basic Plan offers P50,000 coverage for as low as P550 per year, while the Plus Plan provides P100,000 coverage starting at P1,100 annually. Multiple policies may be availed, with an aggregate maximum benefit of up to P500,000.

ProtekTODO Critical Illness Insurance is available at Palawan Pawnshop–Palawan Express Pera Padala branch, via the PalawanPay App, or through the official Palawan ProtekTODO stores on Lazada and Shopee. 

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