Getting older brings with it many health challenges. According to the Centers for Disease Control and Prevention (CDC), aging can increase the chance of developing long-term diseases, including cancer, dementia, heart disease, type 2 diabetes, arthritis, and many more.
This is why having the right healthcare coverage is crucial. To help prevent, detect, or treat such chronic illnesses HMO provider MediCard offers premier healthcare coverages to give access to the best possible care for our senior loved ones.
One of these is MediCard Select, an advanced solution that enables members of all ages to access healthcare coverage with reduced costs and fund management. Available in accredited providers in the country, members of such coverage will only pay for the services they used; hence any remaining funds can be refunded.
If your elderly loved one qualifies, MediCard Select covers hospitalization, outpatient treatment, and preventive healthcare. For individuals over 30 years of age, their annual physical exam (APE) includes the following eight blood chemistries: fasting blood sugar, total cholesterol, uric acid, creatinine, BUN, HDL, LDL, and triglycerides. For those below 30, their APE includes flu vaccines. APEs may be done in any MediCard free-standing clinic.
Additionally, this offer has dental benefits, such as consultations, oral examinations, tooth removal, oral prophylaxis, and more.
The refundable revolving fund starts at P58,000 for members over 60 years of age, and P30,000 for those who are 60 years old and below.
For healthcare coverage with a premium and broad range of health benefits for your senior loved ones, there’s MediCard VIP. Aside from having the chance to pick the treating doctor, it covers treatments in five-star hospitals in the country, executive checkups, and coverage for pre-existing conditions, among others.
Members traveling 150 kilometers or more for less than 90 days can also take advantage of consultation and evaluation with Assist America’s medical staff in its Operations Center, referrals to doctors, medical monitoring in case of emergency, and more. Members can also use facilities and services of MediCard Lifestyle Center, which include fitness and conference rooms, weight loss programs, dietary counseling, diamond peel at its Skin and Body clinic, and yoga classes at Surya Fitness.
The annual premium starts at P32,993 for 61 to 65 years old. Price starts at P25, 379 for 60 years old and below.