Maya is changing the way Filipinos think about credit card safety with Maya Black, a first-of-its-kind credit card that gives users direct control over account protection.
Unlike traditional cards, Maya Black is numberless, and its Card Verification Value (CVV) refreshes with every use inside the app. A built-in Security Center also lets customers instantly freeze activity, set spending limits, or block transactions—all with a few taps.
This model marks a shift in Philippine banking, where most security processes are still handled through hotlines. By making protection visible and user-driven, Maya is empowering Filipinos to use credit daily with confidence.
The Maya Black credit card’s protections are reinforced by biometric logins, one-time passwords and AI-driven fraud monitoring capable of blocking suspicious activity instantly. Together, these features make Maya the first in the country to combine user-facing controls with enterprise-grade defenses in one integrated digital banking experience.
With only 15% of Filipino adults owning a credit card as of 2024, according to TransUnion, Maya hopes its customer-first security approach will encourage more people—especially first-timers—to embrace digital credit safely.
